Hi, I'm Shubham Singh Bais
Building, launching, and scaling modern web applications and SaaS platforms that solve real-world business challenges.
Who I Am
I'm a Tech Entrepreneur & SaaS Founder focused on building and scaling functional fintech software from scratch.
I have forged an independent path as a self-taught product developer. With no traditional corporate employment, my experience comes directly from identifying market gaps and launching my own products, like Finxora.com, which simplifies complex financial reporting for professionals.
By combining full-stack engineering expertise with an entrepreneurial mindset, I take ideas from concept to production—handling everything from database architecture and backend calculations to UI/UX and product strategy.
Skills & Technologies
Frontend
Backend
DevOps
Design
Featured Projects
Finxora.com
An online financial software platform helping businesses and Chartered Accountants generate CMA reports, balance sheets, and project reports for bank loans.
CMA Calculation Core
A proprietary mathematical calculation core built to automate complex ratio analysis, MPBF calculations, and financial forecasting structures.
PDF Statement Parser
An internal tool to extract structured balance sheet data and profit/loss statements from raw bank PDFs using OCR and layout analysis.
SaaS VPS Deployment Infrastructure
Custom self-hosted CI/CD and deployment pipeline configuration designed to run and scale SaaS products on low-overhead VPS instances.
Work Experience
Founder & Lead Developer
2024 — PresentFinxora (finxora.com)
Conceived, designed, and engineered the complete financial software platform from scratch. Developed the CMA report generation core, automated ratio calculations, Maximum Permissible Bank Finance (MPBF) estimators, and multi-year projection modules. Scaled the architecture using Next.js, Node.js, and PostgreSQL to support thousands of SMEs and Chartered Accountants across India.
Independent SaaS Builder & Developer
2021 — 2024Bootstrapped & Open Source Projects
Focused entirely on building and launching independent web applications, testing product-market fit, and designing utilities. Gained deep full-stack experience in database design, real-time communication, and responsive UI design by self-funding and shipping functional products directly to end-users.
Latest Posts
Thoughts on development, design, and technology.
Bootstrapping a Fintech SaaS in India
Lessons learned from building and launching Finxora without external funding, navigating technical challenges, and reaching active users.
Read more →Automating Credit Monitoring Analysis (CMA) Reports
A technical breakdown of how we automate balance sheet parsing, MPBF calculations, and financial projections in code.
Read more →Why Next.js and Node.js are Perfect for SaaS MVPs
How choosing a robust, unified JavaScript stack enabled a single developer to build and scale a complete fintech application.
Read more →Get in Touch
Have a project in mind or just want to say hi? Drop me a message!